Copper Mountain (Group Economics) App
Creating Jobs. Helping Humanity.
Copper Mountain Partner Circles: A Community Funding App for Real-World Projects
What Is Copper Mountain?
Copper Mountain is being redesigned as a people-centered community funding app inspired by the Caribbean “partner” tradition: people coming together, pooling money, and helping one another build something meaningful.
The goal is simple:
Community power, organized.
Copper Mountain Partner Circles will allow verified groups of people to come together, contribute monthly, vote on community projects, track progress, and help fund real needs in their own communities.
Instead of waiting for help from outside systems, communities will be able to organize themselves and support projects that matter to them, such as food programs, clean water, tiny homes, greenhouses, vertical farms, youth centres, animal support, emergency family support, and local community development.
Copper Mountain is not only about raising money. It is about rebuilding trust, responsibility, cooperation, and community action.
Why This App Matters
Many communities have people who want to help, but they do not always have a trusted system to organize their efforts. People may have the heart to contribute, but they need structure, transparency, verification, and accountability.
Copper Mountain is being built to provide that structure.
The app will help people form trusted community circles where members can meet, contribute, vote, and track every project from idea to completion.
This is especially meaningful for Caribbean, Black, immigrant, faith-based, neighbourhood, and local community groups that already understand the power of pooling resources together. Copper Mountain will take the spirit of the traditional partner system and give it modern tools for trust, transparency, and impact.
How Copper Mountain Partner Circles Will Work
A group of people can create a Partner Circle inside the app.
For example, 200 people from a particular community could come together and agree to contribute $200 per month toward community projects.
That would create:
200 people × $200/month = $40,000 per month
That money could then be used to support projects chosen by the group.
Possible projects may include:
building or supporting tiny homes
helping feed families
supporting food banks and soup kitchens
building greenhouses
creating vertical farms
funding youth programs
helping animal shelters
supporting local families in emergency situations
helping build community centres
creating job opportunities through community projects
Each Partner Circle would be built around identity, trust, meetings, voting, transparency, and proof of progress.
Member Verification and Meetings
Before a Partner Circle begins collecting money, members should know who they are working with.
That is why the app will include a strong verification process.
Members may need to verify:
legal name
photo ID
address
phone number
email
community connection
profile photo
Each circle can also require members to meet before the circle becomes active.
For small groups, this could happen in person.
For larger groups, this could happen through Zoom or another online meeting system.
The purpose of the meeting is to make sure members understand:
who is in the circle
what the circle is funding
how much each person contributes
how projects are chosen
how money is tracked
what happens if someone leaves
what rules everyone must follow
This creates trust before money starts moving.
A Safer Way to Handle Money
The original idea was that one trusted person with verified ID and address could hold the money for the group.
After thinking it through, the safer model is this:
No single person should control the money alone.
Even a verified person can make mistakes, misuse funds, disappear, become unavailable, or become the center of conflict. When a large group is pooling money, the system must protect everyone.
The stronger model is:
verified members
a community committee
clear written rules
project voting
transparent records
multi-person approval
a compliant payment partner or trust structure
receipts and proof-of-impact updates
Instead of one person holding all the money, the app should eventually use a legal and compliant payment system, community account, nonprofit partner, co-op structure, or trust/escrow-style process reviewed by professionals.
This is important because in Canada, crowdfunding platforms that provide services to raise funds may have money-services-business obligations, including registration with FINTRAC. Money services businesses operating in Canada must register with FINTRAC before operating, and MSBs may have obligations such as a compliance program, recordkeeping, reporting, and client identification.
Because of this, Copper Mountain will need to handle money responsibly and legally before allowing in-app payments.
The First Version of the App
The first version of Copper Mountain does not need to hold money directly.
The safest first version can begin as a Community Circle Organizer.
The first version can help people:
create a Partner Circle
invite verified members
schedule online or in-person meetings
create project proposals
vote on projects
track pledges
post updates
upload receipts, photos, and videos
show project progress
build trust before money handling is added
This allows Copper Mountain to test the idea, build the community, and prove that people want this system before adding more complicated payment features.
Once the legal, compliance, and payment structure is ready, the app can begin adding in-app contributions and managed community funding tools.
Project Voting and Transparency
Every Partner Circle should be democratic and transparent.
Members should be able to propose projects and vote on which projects receive funding.
For example, a circle might vote between:
a community food program
a clean water project
a youth centre
a greenhouse
a tiny home project
emergency support for families
Each project page should show:
project title
goal amount
amount raised
number of contributors
project location
budget breakdown
vote results
timeline
receipts
photos and videos
progress updates
who approved the funds
proof of completion
This helps members see where the money is going and what the community is building together.
Built on Trust
Trust will be the foundation of Copper Mountain.
The app should include:
verified profiles
verified Partner Circles
transparent project pages
proof-of-impact updates
member meetings
written group agreements
voting history
receipts and records
project status updates
clear rules for each circle
reporting tools for suspicious activity
The goal is to make community funding safer, clearer, and more organized.
Copper Mountain should not feel like people are sending money into the unknown. Members should be able to see the plan, the people, the vote, the progress, and the result.
What Makes Copper Mountain Different
Copper Mountain is different from a normal crowdfunding website because it is not only about one person asking strangers for money.
It is about community circles.
A normal crowdfunding campaign may look like this:
one person posts a campaign → people donate → everyone hopes the money is used properly
Copper Mountain’s model is different:
verified community circle → members meet → members contribute → members vote → funds are tracked → project updates are shared → impact is proven
This makes the app more community-based, more accountable, and more connected to real people.
How Copper Mountain Will Make Money
Copper Mountain must be financially sustainable so it can continue serving communities long-term. The goal is not only to build an app, but to build a platform that can support itself, improve over time, create jobs, and help communities fund real projects.
Copper Mountain’s business model can be built around several revenue streams working together.
1. Low Monthly App Subscriptions
Copper Mountain can charge users a small monthly fee to use the app.
The planned price is:
$0.58 per month per user
This low price keeps the app affordable while helping cover basic operating costs such as hosting, security, app maintenance, customer support, updates, and platform improvements.
For example:
10,000 users at $0.58/month = $5,800/month
50,000 users at $0.58/month = $29,000/month
100,000 users at $0.58/month = $58,000/month
This gives Copper Mountain recurring income without making the app expensive for ordinary people.
2. Platform Fees on Community Projects
Copper Mountain can also make money by charging a platform fee on money collected by each Partner Circle.
The current idea is an 8% platform fee on funds collected through the app.
For example, if a Partner Circle raises $10,000, Copper Mountain would receive $800, and $9,200 would remain for the community project, before any payment-processing fees.
This fee helps pay for services Copper Mountain provides, including:
member verification
project pages
voting tools
transparency reports
progress tracking
fraud prevention
technical support
customer service
compliance work
app development and maintenance
To make this fair and easy to understand, the 8% fee should be clearly shown before money is collected. Members should always know exactly how much goes to the project and how much supports Copper Mountain.
3. Optional Donor Tips
Copper Mountain can allow donors or members to leave an optional tip to support the platform.
For example, when someone contributes to a project, they could see:
Would you like to add a small optional tip to help Copper Mountain keep the platform running?
This is different from a required fee. The user chooses whether to add the tip.
Optional tips can help Copper Mountain earn extra income without taking more money from the project fund.
4. Premium Tools for Community Organizers
Some organizers may want extra tools to manage larger groups or more serious community projects.
Copper Mountain can offer premium tools for organizers, such as:
advanced reporting
advanced member management
automatic meeting reminders
project budget templates
receipt storage
team roles and permissions
voting analytics
donor/member messaging tools
custom group pages
project promotion tools
These tools could be included in a paid organizer plan.
For example:
Basic Organizer Plan — free or low cost
Good for small groups.
Premium Organizer Plan — $9.99 to $29.99/month
Good for larger groups that need better tools.
Professional Community Plan — $49.99+/month
Good for nonprofits, churches, co-ops, community groups, and larger organizations.
5. Verified Organization Accounts
Copper Mountain can allow nonprofits, religious institutions, co-ops, community groups, local organizations, and charities to create verified organization accounts.
A verified account would show users that the organization has gone through a trust and verification process.
Verified organization accounts could include:
verified badge
public organization profile
ability to create multiple projects
team member access
project reports
supporter updates
donation history
transparency dashboard
Copper Mountain could charge a monthly or yearly fee for verified organization accounts.
For example:
$15/month for small community organizations
$49/month for larger organizations
custom pricing for major partners
This creates income for Copper Mountain while giving serious organizations better tools and more trust.
6. Sponsorships From Ethical Businesses
Copper Mountain can partner with ethical businesses that want to support community projects.
For example, a local business could sponsor:
a youth centre project
a food program
a greenhouse project
a housing support project
a clean water project
a Partner Circle in a specific city
Sponsors could receive:
logo placement on project pages
“Sponsored by” recognition
mention in video updates
community impact reports
placement in sponsor sections of the app
This creates a win-win situation. Businesses get positive visibility, and communities receive more support.
The important thing is that sponsors should match Copper Mountain’s values. The app should focus on ethical businesses that want to support real community impact.
7. Advertising on Organizer Update Videos
Group organizers will be able to post daily or regular video updates on their group accounts.
These videos can show:
how much money has been collected
what project is being funded
what progress has been made
what members voted on
receipts or proof of spending
construction updates
food distribution updates
community event updates
Advertisers will be able to place ads on or around these videos.
When ads appear on a group’s videos, the group will receive 70% of the advertising revenue, and Copper Mountain will keep 30%.
For example, if a group’s update videos earn $100 in advertising revenue:
$70 goes to the group’s lump sum
$30 goes to Copper Mountain
This means Partner Circles can grow their project fund not only through member contributions, but also through advertising revenue.
This rewards groups for giving transparent updates. The more active and trusted a group becomes, the more potential it may have to earn advertising revenue for its community project.
8. Project Promotion Tools
Some groups may want help getting more visibility for their projects.
Copper Mountain can offer paid project promotion tools, such as:
featured placement on the app homepage
boosted project visibility
highlighted project updates
promoted video updates
newsletter placement
social media promotion packages
For example:
$10 to boost a small project
$25 for featured placement
$50 for a weekly promotion package
custom pricing for larger projects
This can help serious projects reach more supporters while giving Copper Mountain another revenue stream.
9. Administrative Support Packages
Some communities may want to use Copper Mountain but may not know how to organize a project properly.
Copper Mountain can offer administrative support packages, such as:
help setting up a Partner Circle
help writing a project description
help creating a project budget
help organizing member meetings
help creating update videos
help preparing transparency reports
help collecting receipts and proof of progress
These services could be especially useful for churches, nonprofits, youth groups, community organizations, and first-time organizers.
This creates another way for Copper Mountain to earn money while helping communities succeed.
10. Partnerships With Trusted Community Organizations
Copper Mountain can build partnerships with organizations that already have trust in their communities.
These may include:
nonprofits
synagogues
churches
mosques
temples
co-ops
cultural groups
neighbourhood groups
youth organizations
community centres
food banks
housing organizations
These partners can use Copper Mountain to organize funding, show transparency, manage projects, and update supporters.
Partnerships could create revenue through:
organization subscriptions
project platform fees
sponsored campaigns
service packages
training workshops
custom community dashboards
This could become one of the strongest parts of the business because trusted organizations already have communities. Copper Mountain would give them better tools to organize money, track projects, and show impact.
Simple Example of How the Money Could Flow
Imagine a Partner Circle has 200 members.
Each member contributes $200 per month.
That creates:
200 members × $200 = $40,000/month
Copper Mountain charges an 8% platform fee:
8% of $40,000 = $3,200
The project fund receives:
$36,800 before payment-processing fees
If the group also posts update videos and earns advertising revenue, that money can be added to the group’s lump sum.
For example, if the group earns $1,000 in ad revenue:
$700 goes to the group’s lump sum
$300 goes to Copper Mountain
This gives the group more money for its project and gives Copper Mountain income to keep improving the platform.
Payment and Compliance Considerations
Because Copper Mountain may help people raise and move money, it must be built carefully and legally.
In Canada, FINTRAC defines crowdfunding platforms as websites, apps, or software used to raise funds or virtual currency through donations. FINTRAC also defines crowdfunding platform services as providing and maintaining a crowdfunding platform for other people or organizations to raise funds. Because of this, Copper Mountain may need legal and compliance guidance before handling money directly.
The safest early version of Copper Mountain may begin by helping groups organize, verify members, vote on projects, track pledges, and post updates before the app directly handles money.
Later, Copper Mountain can work with a compliant payment provider or marketplace payment system. Payment platforms like Stripe Connect are designed for marketplaces and platforms that need to onboard, verify, and pay out third parties. Stripe also allows platforms to collect application fees from transactions, which is similar to how Copper Mountain could collect platform fees while sending the remaining funds to the proper group or project account.
This means the app should be built with trust and compliance from the beginning.
What This Campaign Will Fund
This campaign will help Copper Mountain take its first real step.
The first version will focus on building the foundation of the Partner Circles app, including:
app design
user accounts
verified member profiles
Partner Circle creation
meeting coordination
project proposal pages
voting tools
pledge tracking
progress updates
transparency reports
trust and safety features
branding and campaign materials
legal and compliance research
early testing and launch preparation
I understand that $9,000 is not enough to build every feature in the full Copper Mountain vision.
But every major project needs a beginning.
This campaign is about building the first working version, testing the idea, growing the early community, and creating the foundation for something much bigger.
How the $9,000 Will Be Used
I am raising $9,000 to help build the first working version of Copper Mountain Partner Circles, a community funding app designed to help verified groups organize, contribute, vote, and fund real community projects together.
The funds will be used responsibly and transparently:
$3,500 — App Development / MVP Build
This will help build the first usable version of the app, including user accounts, Partner Circle pages, project proposal pages, voting tools, pledge tracking, member profiles, and the basic structure of the platform.
$1,200 — App Design and User Experience
This will help create a professional design, clean app screens, user flows, and a layout that makes the platform easy and trustworthy to use.
$900 — Backend, Database, and Hosting Setup
This will help cover the technical foundation of the app, including user data, circle data, project records, hosting, database setup, and basic infrastructure.
$800 — Trust, Safety, and Verification Tools
Because Copper Mountain involves community funding, trust matters. This portion will help create member verification flows, reporting tools, circle rules, transparency features, and safeguards against misuse.
$700 — Branding, Video, and Campaign Materials
This will help create professional visuals, campaign graphics, app mockups, pitch materials, and promotional content so people can clearly understand the mission.
$700 — Legal, Business Setup, and Policy Documents
This will help with business setup, terms of service, privacy policy, community rules, contribution policies, and basic legal/compliance guidance so the project starts responsibly.
$500 — Testing and Launch Preparation
This will help test the app, fix bugs, collect early feedback, and improve the platform before launching it to the public.
$500 — Marketing and Early Community Growth
This will help spread the word through social media, outreach, community conversations, and early user-building.
$200 — Processing Fees and Emergency Buffer
This will help cover small unexpected costs, payment-processing deductions, and minor launch expenses.
Every donation will help move Copper Mountain closer to becoming a real platform where communities can organize themselves, fund their own projects, and build a better future together.
Employees and Unions
Copper Mountain is being built as a people-centered company.
My company will respect and support workers’ right to unionize. I believe employees should have job security, fair wages, safe working conditions, and a voice in the workplace.
After 17 months of employment, workers will receive stronger job protection. This means they cannot be dismissed without a fair reason, proper documentation, and a clear review process. Employees may still be terminated if they break company rules, commit serious misconduct, repeatedly fail to meet reasonable job expectations after coaching, or if the company faces a serious restructuring situation.
To support long-term financial stability, every employee’s wage will increase by $0.50 every 3 months for up to 8 years, as long as the company is financially able to maintain the wage plan. This pay increase system is designed to reward loyalty, consistency, and continued service.
The company will also provide end-of-year bonuses for strong performance, teamwork, leadership, reliability, and positive contributions to the workplace. Bonuses will not only be based on productivity, but also on character, respect, cooperation, and helping the company’s mission succeed.
The goal is to build a company where employees feel valued, protected, and respected. Copper Mountain will not treat workers as disposable. The company will aim to create meaningful jobs, fair opportunities, and a workplace culture where people can grow, support their families, and take pride in the work they do.
The success of the company should be shared with the people who help build it.
Long-Term Humanitarian Goals of Copper Mountain
Copper Mountain is starting as a community funding app, but the long-term vision is much bigger than software.
The goal is to build a people-centered company that uses its success to support humanitarian work in countries and communities that need help the most, especially people living in developing countries where basic needs are often harder to access.
As Copper Mountain grows, a portion of the company’s money will be set aside to help fund real-world humanitarian projects for people facing poverty, hunger, homelessness, lack of clean water, limited access to education, and lack of economic opportunity.
One major long-term goal is to help support affordable housing projects, including tiny homes and safe shelter initiatives for people without stable housing. Safe shelter is one of the most basic human needs, and Copper Mountain’s vision is to help people gain a stable place to live, rebuild their lives, and regain dignity.
Copper Mountain also hopes to support food banks, soup kitchens, meal programs, and emergency food relief for people who are hungry. No person should have to go without food, and communities around the world need stronger systems to help families meet their daily needs.
Another major goal is to support greenhouses and vertical farms in developing countries and communities that need stronger food security. These projects can help produce fresh food locally, reduce dependence on unstable food systems, and create jobs where opportunity is limited.
Copper Mountain also wants to help support youth community centres in places where young people need safe spaces to learn, create, receive mentorship, build skills, and find hope. These centres could offer education programs, technology training, leadership development, career guidance, sports, music, arts, and mental wellness support.
The long-term mission is simple: use a portion of Copper Mountain’s success to help reduce suffering, strengthen communities, and support people in developing countries and regions that need it most.
The app begins with community funding, but the deeper goal is global humanitarian action.
A People-First Vision for Copper Mountain
I believe in the upside-down pyramid.
Instead of the people serving the leader, I believe the leader should serve the people. A true leader is not someone who stands above others to be worshipped. A true leader carries responsibility, listens to the people, and uses whatever power they have to make life better for others.
There are people and companies in this world with unimaginable financial resources, while many people in Canada, America, and around the world are struggling to meet their most basic needs. Food, shelter, clean water, medicine, safety, and opportunity should not feel impossible for ordinary people to access.
That is why I want Copper Mountain to become more than just an app. I want it to become a people-centered company built on service, responsibility, and loving-kindness.
If Copper Mountain ever grows to the point where it makes millions or billions of dollars, I am making a personal commitment: I would limit my salary to $100,000 per year. I do not desire billionaire status. I do not need luxury beyond what is necessary to live a stable and comfortable life. My focus is not on hoarding wealth. My focus is on using success to help people.
Imagine a company founder with access to major financial resources who does not use those resources only for personal gain, but uses them to help people in Canada, America, and around the world. Regardless of race, religion, ethnicity, background, or belief system, people deserve help when they are suffering.
My long-term goal is to use a portion of Copper Mountain’s profits to support real humanitarian projects. I want to help create affordable housing through tiny home communities, build vertical farms to create an abundance of food, and create human jobs for people who may one day be displaced by artificial intelligence.
I want Copper Mountain to use technology, but not as a weapon against workers. AI may be used where it is truly helpful and necessary, but it will not be treated as a cure-all that replaces human beings wherever possible. I want this company to create jobs, not destroy them.
As the company grows, I would like to commit 30% of company profit toward helping people, beginning in Canada, then expanding to America, and eventually supporting humanitarian efforts around the world. This would be done responsibly, with transparency, accountability, and clear reporting so people can see where the money is going and who it is helping.
I also want to make serving humanity open to the people. I want to listen to suggestions from people in Canada, America, and around the world about how we can work together to build the kind of world we all want to live in. No one person has all the answers. We need people power, shared wisdom, and collective responsibility.
My goal is not to fight the rich, fight those in power, or create division. My goal is to show that there is another way. Profit and compassion can exist together. A company can grow and still put people first. The wealthy can still succeed, investors can still benefit, workers can be treated with dignity, and people who are struggling can receive help.
It does not have to be “this or that.” It can be “this and that.”
The rich can still grow. The poor can rise. Workers can be protected. Communities can be strengthened. Businesses can succeed. Humanity can move forward.
We do not need to live forever in a world of extreme haves and have-nots. Someone has to be willing to sacrifice personal excess so more people can live with dignity. I am willing to be that person.
If humanity is ever going to become a truly advanced civilization, we must begin by meeting our most basic needs. Food. Water. Shelter. Medicine. Safety. Education. Opportunity. These are the foundations of human life.
Copper Mountain is starting as a Partner Circles app, but the deeper mission is bigger than an app. It is about helping people organize, fund community projects, create opportunity, and eventually use success to reduce suffering in the world.
I cannot do this alone.
If you believe in a future where technology serves people, where communities can organize themselves, where companies create jobs instead of replacing everyone, and where success is used to help others, then I ask for your support.
You can support by donating, sharing the campaign, spreading the message, giving feedback, or simply telling someone about the vision.
Please help me build Copper Mountain so Copper Mountain can one day help others.
Together, we can pool resources, build community, and fund real change.